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Protect your Home and Assets with an up to date Will
OPPORTUNITY FOR COUPLES
With a Will Trust and the home owned on a tenancy in common* basis you guarantee that your loved ones will inherit at least your share of the house and any other assets in the Trust. And probably remove any inheritance tax liability.
(*If your property is currently owned in sole or joint ownership you can arrange for ownership to be changed to tenancy in common).
OPPORTUNITY FOR SINGLES & COUPLES who have no mortgage
If you have no significant health issues, a Lifetime Trust offers you the opportunity to protect your property (100%) from long term care costs and guarantee that your loved ones will inherit your house and any other assets in the Trust. Expensive Probate costs are also avoided.
A Will and Lasting Powers of Attorney ensure it is you and NOT THE STATE who decides who manages your affairs when you can’t, whether due to illness, accident or death.
WITHOUT A WILL the STATE decides who inherits your estate, who is to be guardian of any orphaned child, and the State will take the maximum tax from your estate when you die.
Many of us have a potential inheritance tax liability – typically a 40% tax applies to any excess value over £325,000 of a person’s estate when they die. (Married and civil partners must not assume that they can double up to £650,000).
Your Will & an appropriate Trust gives you the opportunity to avoid, or at least minimize the impact of the tax regime and ensure and, if you are married or civil partners, that you benefit from £650,000 @ 0% tax threshold.
If you don’t plan a head, you will pay the MAXIMUM TAX bill.
Best Value Estate Planning is essential for everyone
